There are three different types of vehicle insurance – Private Car Insurance, Two-wheeler Insurance and Commercial Vehicle Insurance.

Private Car Insurance
“My Rupee Mantra” Team will suggest after you have finalised your car booking to get an insurance policy that will not just protect you and your vehicle, but also your family members. Car insurance acts as a protective armour that shields you from any kind of personal or property damage. Further to this, car insurance policies have an exhaustive cover that provides overall protection for your vehicle including natural calamities like earthquakes or floods, damage or theft, or an accident, etc.
With the government making third-party liability a mandatory requirement, clients can be assured that they are also insured against liabilities like third-party damage or physical injury. Apart from this, they can also opt for add-ons like engine and gearbox protector, zero depreciation policies to provide better coverage to your vehicle.

Two-wheeler Insurance
Two-wheeler insurance with personal accident cover and the third-party cover is mandatory under the Motor Vehicle Amendment Act of 2019. The insurance provides an exhaustive cover which protects the owner from any personal or property damage and liabilities of any type. However, Two-Wheeler Insurance policies have certain exclusions which include regular wear and tear of the vehicle, etc.
Commercial Vehicle Insurance
Commercial Vehicle insurance, as the name suggests, is for vehicle owners who operate for commercial purposes. It is mandatory for them to have insurance in place that will help their business going without any glitches. Commercial vehicle insurance protects businesses and business owners from any liabilities or losses that occurred due to accidents or property damage where their vehicles are involved, which includes loss of life, physical injury, or property damage. This type of insurance is available for commercial vehicles like trucks, cars, private and public carriers, taxis, etc.

“My Rupee Mantra” s Role
Experts are associated with different General Insurance Companies. They properly assess the requirements of clients and suggest the best product for them at a reasonable premium to protect them from – Personal Damage (protects the owner in case of an accident) and Third-party liability (protects the owners from any legal complications). With the right insurance policy in place from “My Rupee Mantra’s team the clients can have a stress-free and happy driving.