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Private Finance

Private finance is an easy and secure way of obtaining funds for your requirements if you are a business entity. Business operations sometimes need emergency funds and need a source for funds and the answer is quick loans or loans of short duration. Sources like Banks and NBFCs provide and cater to business needs and alternative channels like P2P private finance provide a recourse for people who cannot qualify on their criteria.

A lot of small and medium sector firms, industries, shops and trade outlets require funds on a regular basis. In some cases banks and NBFCs reject requests for lack of adequate eligibility criteria like company working in, past history or business revenues.

Individual private money lenders look at alternate criteria the most important of which is the capability to pay back the loan. They levy an interest which is mutually acceptable and after scrutinizing documents like Balance Sheet, Statement of Account(s), income after current obligations and cash flows.

The Client needs to sign legal papers as well as issue PDCs for EMIs to finalize the loan process. The main feature of P2P private finance is the short-term nature and quick disbursal.

Documents Required for Private Finance
•Three passport size photographs, ID proof – Passport/voter ID/ Aadhar or driving licence; Residence Proof – Passport/ Landline bill/ post-paid mobile bill/ rental agreement or Bank Statement.

•Pan Card copy, GST Registration of business

•One year GST Returns & One year Bank Statement of all accounts.

My Rupee Mantra” Role
Our experts examine the financials such as last 3 years Balance Sheets, GST Returns, and statements of accounts, study and analyses the requirements in discussion with the clients. They collate and create a best suitable Mantra (Product) which fulfils the requirements of both Private Financer and the Client.

My Rupee Mantra is one of the leading Financial Consultancy The Company’s promoter has more than 40 years of experience in the field of Retail Banking, MSME Advances/ Loans and management of stressed assets.